What's News Blog

The reforms to the automobile insurance legislation announced with the 2015 Ontario Budget have begun to be implemented by the government.

Ontario Regulation 664 requires all insurers to offer an insurance premium discount to policyholders using winter tires.  This applies to all policies and renewals after January 1, 2016.

Ontario Regulation 461/96 has been amended to increase the statutory deductibles and the statutory threshold figure above which the deductibles vanish. The amendment to the Regulation effective August 1, 2015, also requires these deductibles to be revised on January 1st each year, with the indexation percentage published under the Insurance Act (subsection 268.1) for that year. The following chart outlines the changes:

New Indexed Auto Insurance Deductibles Chart



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Originally Posted on torontosun.com
May 7, 2015

Sloan Mandel, partner at Thomson, Rogers along with members of the Personal Injury Alliance, sisters Shannon and Erica Deering and other accident victims were at Queen’s Park yesterday protesting against Insurance rule changes. Specifically, the government’s proposal to slash the maximum amount a person can claim for a catastrophic injury from $2 million to $1 million.



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Original Post on PIA Law

The government is proposing changes to auto insurance that would significantly reduce the benefits available to those who have been catastrophically impaired. Contact your local MPP and start a conversation. Following is a list of the facts your MPP needs to hear from you:
 



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It is important to remember that Catastrophic Impairment is a legal definition, not a medical one. Therefore, what does or does not represent catastrophic impairment cannot be based on “science”, nor can it be based on medical opinion. That is the essence of the discussion at hand.



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Since the Sept. 1, 2010 re-introduction of the concept of "incurred" expenses and the qualifying term "economic loss" in the Statutory Accident Benefits Schedule, automobile insurers and accident victims have debated how the terms incurred and economic loss should be applied when paying for allowable goods or services, Toronto personal injury lawyer Stacey L. Stevens writes in Lawyers Weekly.



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Dr. Harold Becker, Assistant Professor, Faculty of Medicine, University of Toronto has written an opinion paper regarding the “redefinition” of Catastrophic Impairment, which is going to be discussed at the Financial Services Commission of Ontario (FSCO) Roundtable this Friday.

Read Dr. Becker’s paper here.



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Seriously injured accident benefit claimants in Ontario no longer are required to dispute a “catastrophic impairment” denial within two years from the date of the denial, according to a recent arbitration decision, Toronto plaintiff’s personal injury lawyer Darcy Merkur writes in Lawyers Weekly.  Read Lawyers Weekly



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Just as a common understanding of the term “catastrophic impairment” has been reached, its definition is being completely reworked with an aim for a more accurate and objective system, Toronto plaintiff’s personal injury lawyer Darcy Merkur recently discussed at the Back to School with Thomson Rogers and Spinal Cord Injury Ontario Conference.



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