Just in time for April Fools’ Day, a letter arrived at my home from my automobile insurer. My insurer was “writing to inform you of upcoming changes to your automobile insurance”. Enclosed with the letter was an “introduction to these changes, provided by the Financial Services Commission of Ontario." The letter advised “your coverages remain unchanged until your next renewal”. The enclosed “introduction” was entitled “Changes to Ontario Auto Insurance Give You More Choice”. This introduction indicated: “On June 1, 2016, changes to auto insurance in Ontario will give you more choice and control over your insurance and premiums. Statutory accident benefits are changing, and new optional accident benefit choices will be made available to allow you to customize your policy to suit your individual needs. The choices will give you greater influence over the price you pay for insurance. The cost of your policy ...
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