One of the biggest concerns for Ontario motorist travelling outside Ontario is whether their insurance will cover their claims should they become involved in an accident. This is a significant concern.
The Supreme Court of Canada has concluded that CPP disability benefits are not “a policy of insurance” for purposes of deductibility in family protection endorsements. In automobile insurance, there are a number of forms of payments and benefits that injured victims may receive as a result of their injuries. In some cases, those payments or … Continued
Prior to commencing a LAT hearing, Applicants should consider the following: KNOW THE LAW The LAT is not bound by any of the precedent established by FSCO. This is especially troubling because it has taken years to interpret some of the language of the SABS and that history has provided some amount of certainty to … Continued
A recent news report highlighted the disastrous consequences for an innocent motorist, following a collision just hours after the Ontario government’s mandated June 1, 2016, automobile insurance cuts. According to the CBC, Adam Bari, a 34-year-old father of twins, suffered serious brain trauma and a host of significant orthopedic injuries after his motorcycle was struck … Continued
Ontario drivers thinking they have enough automobile insurance coverage to protect them against a major accident are sadly mistaken in light of the government’s automobile insurance changes, which kick in June 1. Mandatory automobile insurance coverage was designed to protect you in two ways: • By covering your expenses if you were badly hurt in … Continued