Correction: FSRA has indicated that insurers are not obliged to pay for the services mentioned in the summary below, but are encouraged to consider paying for same on a case by case basis. Secondly, complaints or concerns with respect to insurer conduct or breaches of the UDAP should be directed to the Market Conduct Branch … Continued
Recently, we saw another example of how incidents of stunt driving and street racing have been on the rise since the COVID-19 pandemic started. On May 9, 2020, Ontario Provincial Police caught a driver travelling 308 km/h on the QEW Highway. Not only does this behaviour attract the risk of significant fines, vehicle impoundment, incarceration … Continued
There is no doubt that COVID-19 has had a number of effects on how we live our everyday lives. For many of us, we are unable to jump in a car and travel to work, to see loved ones, or to our favourite restaurant. The stay-home enforcements mean that there is less traffic on the … Continued
Victims of hit-and-run accidents are covered in Ontario, with some exceptions, whether they are a pedestrian, cyclist, or a motorist pursuant to the unidentified motorist provisions found in the Insurance Act and O.A.P. Standard Automobile Policy. Generally speaking, a victim can claim Statutory Accident Benefits (“SABs”) and pursue a tort claim to recover damages for … Continued
Insurers have been put on notice — accident victims who have been deemed catastrophically impaired more than 104 weeks after their car accident can no longer be barred from claiming catastrophic attendant care benefits based on the expiration of the two year limitation period set out in section 18 of the Statutory Accident Benefits Schedule … Continued