Being in a car accident in Ontario can be devastating. It’s important for you to know that there are a number of issues that need to be addressed in order to protect yourself or a loved one.
Steps to Take After a Car Accident Has Occurred:
1. Ensure that the police have been informed about the accident
2. Notify your employer or school
3. Notify the Accident Benefits insurance company within 7 days
4. Check for access to other insurance coverage
5. Keep receipts, dates and records of all related expenses for both you and your family members (i.e. parking, hotel costs, days off work, time spent caring for the injured person, etc.)
6. Inform your family doctor of the accident and your injury
7. Record the names and addresses of the other motorists involved in the accident, along with the names and addresses of any witnesses
8. Contact Thomson, Rogers Personal Injury Lawyers to ensure your legal rights are protected.
Be aware of deadlines. In many cases, you only have two years from the date of the car accident to start a lawsuit against the at-fault party; otherwise you may be prevented from starting a lawsuit.
Am I Entitled to Accident Benefits?
YES – Anyone injured in a car accident is automatically entitled to Accident Benefits. Accident Benefits are available whether you were driving, were a passenger in a vehicle, or were a pedestrian hit by a motor vehicle. These benefits are also available even if the accident was your fault.
Making an Accident Benefits claim does not affect your insurance rates.
Right to Obtain Compensation from At-Fault Persons
You and your family may have the right to obtain compensation from anyone that was potentially responsible for the accident. These claims against at-fault persons are over and above any Accident Benefits you may be entitled to receive.
- What You Should Know If You Have Been Injured in a Motor Vehicle Accident
- Frequently Asked Questions and Answers
- Glossary of Terms