Disability Claims

Long-term disability insurance is a form of income replacement. It protects your income if you have the misfortune of becoming too injured or ill to work. People can purchase disability insurance themselves or their employers may provide it as a benefit.

Disability insurance policyholders assume that the insurance company will accept and pay valid claims for disability insurance benefits. Unfortunately, that is often not the case. A significant number of meritorious disability claims are denied or payments are terminated when they should not be.

Lawyers at Thomson Rogers hold disability insurance companies accountable when they deny legitimate claims or terminate benefits without valid justification. We force disability insurers to live up to their obligations and honour the terms of their policies.

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At the age of 43, Danny McCoy was rendered a paraplegic after he was involved in an unfortunate car accident. Prior to the accident, he was an avid sailor. After the accident, Danny became one of the top ranked competitive sailors in the world.

- Craig Brown
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