As part of the provincial budget announced on April 23, the Ontario government has decided to first throw seriously injured accident victims off the bus and then deprive them of the ability to make a good recovery. The announcement comes as a total blindside to interested stakeholders. Historically, whenever the Ontario government was considering major changes to automobile insurance legislation, there was widespread consultation between stakeholders. That consultation process consistently revealed that it was common ground between all stakeholders that it was sacrosanct to reduce the benefits available to the most seriously injured persons. As a result, prior changes focussed on changes other than reductions in the benefits available to the ‘catastrophically impaired’. The government’s announcement includes five major changes. Each change reduces the funding available to accident victims. Each change reduces the chance for an accident victim to regain their independence. ...