Lawyers should know limitations of snowmobile coverage

Posted January 15, 2014

While many snowmobile accidents occur when a driver is riding across a body of water or along trails, some cases involve circumstances that are not what snowmobile coverage provisions consider to be normal “ownership, use or operation,” Toronto personal injury lawyer Stacey L. Stevens writes in Lawyers Weekly.

In McLean (Litigation Guardian of) v. Jorgenson [2005] O.J. No. 5207, writes Stevens, partner at Thomson Rogers, the Court of Appeal for Ontario addressed the issue of whether an insurer had the duty to defend an action commenced by “a plaintiff who suffered a below-the-knee amputation while he was holding the rear end of a snowmobile off the ground as another person revved the engine in hopes that it would start better.” The defendants’ automobile insurer, TD General Insurance Company, denied coverage.

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