New regulation means disaster for injured drivers

On August 27, the Ontario government reduced accident benefits purportedly as a way to cut automobile insurance premiums.

While the changes and reductions will surely serve to fatten up an already-fat insurance industry, they’ll also cause further financial distress and hardship for accident victims.

The legislation, set out in Ontario Regulation 251/15, will reduce total accident benefits available to the most seriously injured motorists in Ontario to $1 million from $2 million.

In addition to cutting catastrophic impairment benefits in half, the legislation overhauls the definition that determines entitlement. The overhaul includes the elimination of the popular Glasgow coma scale test as a means to obtain the crucial catastrophic impairment designation and adopts an assortment of new tests.

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