Snowmobiles & Trailers

As summer comes to a close, and winter only a few months away, recreational enthusiasts’ thoughts turn to winter sports and to snowmobiling. There is often significant confusion surrounding how snowmobiles are treated for the purpose of insurance claims in the event of a snowmobile accident. Snowmobiles are required to be insured in the same manner as any other motorized vehicle which is used upon a highway. The typical snowmobile insurance policy is therefore the standard automobile policy. Any claim involving a collision between two snowmobiles, a snowmobile and a pedestrian or a snowmobile and another type of vehicle will be treated in the same fashion as an automobile insurance claim. Statutory Accident Benefits are also available to the drivers and passengers.If the accident involves a single snowmobile, the driver and passengers on the snowmobile are still entitled to the full compliment of Statutory Accident Benefits, should they be injured.Ontario moved to a more ...

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