One of the biggest concerns for Ontario motorist travelling outside of Ontario, is the question of whether there will be insurance to cover their claims should they become involved in an accident in another Province or the United States.This is a significant concern, because most states in the USA do not require motorists to carry a minimum amount of liability insurance, unlike Ontario which requires motorists to carry a minimum of $200,000.00 of liability coverage. The effect is that many motorists in the USA ride around with little or no insurance coverage whatsoever.If you are operating a motor vehicle outside of Ontario, you are covered as long as you have insurance coverage on your own vehicle. The standard Ontario motor vehicle policy contains several important safeguards in the event of a motor vehicle operator or passenger being injured outside of Ontario.Firstly, the Standard Ontario Motor Vehicle Policy includes a fixed collection of "accident benefits", ...